Give your loved ones the confidence of knowing they will always be cared for.
Everyone has strong feelings about aging and the potential need for long-term care, so preparing is never too early. Not only does it assist your loved ones in making a well-informed decision, but it also helps you. It serves as a potent reminder of your sincerity.
Make sure that everyone is calm and open to the conversation when you decide to bring up the subject. Asking inquiries and gently directing the conversation will help your goals of making sure your loved ones are taken care of come across. You should keep the following in mind:
Who are the key people the conversation should include?
Depending on the person you’re speaking with, you should adjust your strategy. Your spouse or partner, kids, parents, and friends might all fall under this category.
Discuss what would be ideal for you and your loved one(s), and what might be possible in the future to maintain independent living.
Long term care solutions:
Be aware of the available options and costs involved and consider narrowing down the options based on how realistic they are.
What is already in place in terms of legal documents and insurance?
Do you already have a current will, living will, and power of attorney on file with a family lawyer? If not, a legal expert can offer their knowledge so that you have everything in order.
Knowing what financial resources are available and how to use them most effectively in the future will be valuable. A financial expert might be useful.
Planning for long-term care involves a lot of ground to cover, so this discussion will probably continue on forever. Download the Spousebrochure to learn how to talk to your spouse about long-term care. Long-term care planning is covered in this PDF, which opens in a separate window and includes numerous themes and inquiries. This will be a useful starting point for this early presentation. You will be able to make educated decisions and know that your loved ones will always be taken care of by promoting constant communication.