Introduction
Dairyland car insurance may be a good option for drivers in need of high-risk auto insurance. Wisconsin serves as the headquarters of Dairyland Insurance, which was founded in 1953. In 37 states, the firm offers off-road vehicle, motorbike, and auto insurance. Dairyland promotes inexpensive auto insurance plans as well as non-standard coverage for high-risk drivers, such as SR-22 filings.
Dairyland car insurance
For high-risk drivers, Dairyland auto insurance is renowned for its unconventional policies. Every driver will pay a different amount for coverage, despite the company’s claims of affordable auto insurance premiums. Although Dairyland may be your best option when compared to other auto insurance companies, a low rate is not a guarantee.
Dairyland provides state-compliant full coverage and minimum coverage insurance. Depending on the auto insurance regulations in your state, you can get liability, comprehensive, collision, medical payments, uninsured/underinsured driver coverage, and personal injury protection insurance. Gap insurance, rental reimbursement, and special equipment coverage are examples of optional add-on insurance that protects aftermarket or custom parts that you have placed in your car following a covered claim.
Dairyland Auto insurance cost
Although average prices for Dairyland auto insurance policies are not accessible, knowing comparable figures can be useful. The national average for vehicle insurance is $545 for the bare minimum of coverage and $1,771 for full coverage. Higher rates may apply to drivers who have certain blemishes on their driving records. The following table shows the typical rates for full coverage auto insurance for high-risk drivers:
| DRIVING RECORD | ANNUAL COST OF FULL COVERAGE CAR INSURANCE | MONTHLY COST OF CAR INSURANCE | INCREASE ABOVE NATIONAL AVERAGE |
|---|---|---|---|
| Clean driving record | $1,771 | $148 | $0 |
| Speeding ticket | $2,138 | $178 | $367 |
| At-fault accident | $2,521 | $210 | $750 |
| DUI conviction | $3,421 | $285 | $1,650 |
Dairyland car insurance discounts
Drivers who wish to cut their auto insurance costs can take advantage of many reductions at Dairyland. Remember that some discounts could be restricted to certain states. Here are some of the most unusual discounts this insurer may be able to offer you, despite the fact that it also provides standard discounts like those for bundling policies:
- Discount for homeowners: If you have an insured home, you might be eligible. In some states, you can also qualify for a renter’s discount.
- Discount for advanced quotes: If you request a car insurance quote at least a week before the start of your policy, you may be eligible for a discount.
- Transfer discount: If you had a car insurance policy with the same provider for at least six months before to transferring, Dairyland may give you a discount.
Dairyland auto services
Dairyland makes no mention of any other services company provides to customers with auto insurance.
Other important things to note about Dairyland auto insurance
Dairyland additionally provides the following insurance services in addition to auto insurance:
- Motorcycle insurance is a separate policy that you must have if you own a motorcycle.
- Insurance for off-road vehicles: Off-road vehicles including ATVs, side-by-sides, snowmobiles, and dirt motorcycles are covered by this Dairyland policy.
Dairyland business sustainability
Dairyland occasionally collaborates on short-term projects with other nonprofits. In order to do this, we partner with the Arbor Day Foundation and plant trees in memory of clients who have opted for paperless billing. The business has also partnered with Marcus Luttrell and Whitney Meza, the event’s organizers, to support their #NationalMotorcycleDay on July 9, 2021. On this day, motorcycle riders are encouraged to perform charitable gestures in their neighborhoods.
Other things to examine about Dairyland auto insurance
To find the greatest auto insurance, shop about and get quotes from several providers. If Dairyland is not the best option for you, here are some alternatives:
- Amica: Amica may be worth a look since it provides some of the most affordable typical car insurance prices for high-risk customers.
- Geico: Geico has some of the most affordable average vehicle insurance rates, and its Drive Safe and Safe telematics program may allow consumers to save even more.
- Esurance: Esurance is a possibility to consider if you’re searching for a fully digital experience to manage your auto insurance.