How to Open A Bank Account With Fidelity Bank Ghana January 2023

Before you open an account and account with Fidelity Bank Ghana, you need to know the specifics, benefits, and requirements for that account. On that note, we have put together the different types of accounts a customer can open at any Fidelity Bank branch in Ghana.

Things Needed To Open Fidelity Bank Account

Below is a list of the general requirement that may be needed to open a personal account at Fidelity Bank Ghana. Certain accounts may require additional information.

• You must be at least 18 years old. If you’re below 18yrs, you can only open a Student Account (A passport or STUDENT ID would be required)
• You must be a Resident Ghanaian
• Foreign Nationals must have valid work/resident permits (not expired) and passports to initiate the application
• A valid Email Address
• GhanaCard ID – clearly visible
• Proof of Residence – not required for a Smart Account
• A passport-size photo (on a white background and clearly visible)
• Selfie with Photo ID (clearly visible photo of the applicant holding the valid ID)
• All documents submitted must be in English or a certified English Translation

Fidelity Bank Current Account

The Fidelity Bank current account can be opened in individual or joint names. The account offers a convenient and flexible medium to make and receive payments.

Features of Fidelity Bank Current Account

• This account has no minimum balance requirement and provides you with unrestricted access to your money
• The Fidelity Current Account comes with a cheque book, VISA card, Internet Banking and Mobile Banking among others

Fidelity Bank Royal Current Account

The Fidelity royal current account is a special current account that is tailored for high-net-worth individuals.

Features of Fidelity Bank Royal Current Account

• The account pays interest on maintained balances above a certain threshold.
• It comes with a checkbook, VISA card, Internet Banking, and Mobile Banking among others.

Fidelity Bank Paycheck Plus Account

The Fidelity bank paycheck plus account is a special type of account with exclusive benefits for salaried workers.

Features of Fidelity Bank Paycheck Plus Account

• The account affords you a pre-paid approved overdraft facility, preferential pricing and free insurance cover (against permanent total disability).
• The Paycheck Plus Account comes with a cheque book, VISA card, Internet Banking and Mobile Banking.

Fidelity Bank Non-Resident Ghanaian Account

The Fidelity NRG Account is designed specifically for Ghanaians who reside outside the country.

Features of Fidelity Bank NRG Account

• If it affords you the opportunity to save, invest and own property in Ghana.
• There are no monthly service charges on this account.

Fidelity Bank Savings Account

The Fidelity Reserve Account is a type of savings account that offers a high yield interest on deposited funds.

Features of Fidelity Reserve Account

• It is designed to help you save for yourself and your family’s future. There is no monthly service charge on this account.
• The Fidelity Reserve Account comes with a personalized savings withdrawal book, VISA card, Internet Banking and Mobile Banking.

Fidelity Bank Bright Kids Account

The Fidelity Bright Kids Account is a type of savings account made specifically for children. The Fidelity Bank Kids Account can be used as security for a loan to meet urgent needs such as paying your child’s school fees or medical bills.

Fidelity Bank Students’ Account

This is a special account designed for students. It is an interest earnings account that has no monthly service charges.  The Fidelity Students’ Account comes with a personalized savings withdrawal book, VISA card, Internet Banking and Mobile Banking.

Summary on Fidelity Bank Account Process

As earlier mentioned, you need to know the types of accounts available at Fidelity Bank and choose the one that best suit you.

1. Visit any branch of Fidelity Bank in Ghana.
2. Collect the Account Opening Form
3. Fill the form appropriately and sign where applicable
4. Attach 2 recent passport photographs with your names on the reverse side
5. Attach your means of identification i.e. Drivers license, international passport, voters ID, NIA card or NHIS card.
6. Initial deposit i.e the amount of money you want to open your account with.
7. Residence permit where applicable