With State Farm Drive Safe & Save, you can monitor your driving habits to reduce your car insurance rates. It also earns you a five percent discount on car insurance every time you use the app and is compatible with most cars with OnStar. And the best part is, that you don’t even have to own a car with OnStar to take advantage of the program. The benefits of driving safely are numerous. Keep reading to find out more about this free app.
How to Track your driving behavior
The State Farm Drive Safe and Save tracking app helps you reduce your car insurance premiums by monitoring your behavior and rewarding good habits. This app can help you lower your rates by penalizing you for reckless driving or making quick turns, among other actions. It also keeps track of how you brake. If you brake too quickly or suddenly, you’re at greater risk for a rollover. Drivers who speed or make sharp turns often are not rewarded by this program.
State Farm Drive Safe and Save Earns you a 5% discount
Drivers who follow a few safety guidelines can earn up to a five percent discount on their auto insurance from State Farm. Depending on the type of vehicle you own, you can get up to 30 percent off your insurance policy if you drive safely. The first period of the Drive Safe and Save program entails constant tracking of your driving habits. It can drain your phone’s battery and raise privacy concerns. However, it is worth it: once you have the app installed, you can see your updated premiums.
State Farm Drive Safe and Save Works with OnStar
The State Farm drive safe and save works with Onstar to give its members better discounts on their auto insurance. Through a comparison tool, drivers can see which insurers have the best coverage options. This is based on how much a driver drives each year and their current mileage. The average car owner drives more than 7500 miles per year, which means that drivers who don’t have coverage for that amount may be losing their low mileage discount.
State Farm Drive Safe and Save Doesn’t require you to have a car with OnStar
The free State Farm drive safe and save program with OnStar offers discounts on auto insurance for drivers who demonstrate good driving habits. This program is compatible with all types of cars, and is not limited to vehicles with OnStar. By enrolling your vehicle in the program, you will receive updates on your driving behavior and mileage. This information will be shared with other companies in the State Farm family and only as needed.
State Farm Drive Safe and Save Is optional
If you’re in the market for a new car insurance policy, you might want to check out the State Farm Drive Safe & Save option. This program tracks your daily driving habits and calculates your insurance rate based on the averages. Drivers who drive less than 7,500 miles per year may find that their premium goes down, but drivers who drive more than this may find that their rate increases. State Farm Drive Safe & Save is an optional feature on the State Farm website, but it is recommended that you opt-in before renewing your policy.