Some commercial insurance policies benefit every business. Others provide protections against risks that only affect certain businesses.
The best insurance for business owners is quality coverage that caters to your company’s specific needs. From data breach insurance to commercial auto insurance to workers’ compensation insurance, there are many different types of coverage your business can utilize to protect your employees, customers, and assets.
Every business needs general liability insurance. This policy provides protection against common customer or client incidents, including bodily injuries, property damage, and advertising injuries. An accident involving a customer can lead to huge legal bills, making this an important policy for any business.
Professional Liability Insurance
Professional liability insurance helps cover lawsuits claiming that you made a mistake in the services you provided. This type of insurance is also known as errors and omissions (E&O) insurance.
Commercial Umbrella Insurance
Commercial umbrella insurance extends the coverage limits for some of your liability policies. So, if a claim exceeds the limits on your policy, your umbrella insurance can help cover the difference.