Tax clearance certificates are essential documents for individuals and businesses operating in South Africa. These certificates provide proof that a taxpayer has no outstanding tax liabilities with the South African Revenue Service (SARS). This article will explain what a tax clearance certificate is, who needs one, who issues it, and how to obtain it. What… Read More »
If you are in the market for the best mortgage lenders in New York? you’ve probably heard of some of the best mortgage lenders in the city. Bank of America, Chase, Guaranteed Rate, and Funding Depot Inc. all offer mortgage loans in New York, but which ones are the best? If you’re still unsure, keep… Read More »
Life insurance is an agreement between an insurance policyholder and an insurance agency, where the insurer promises to pay a designated beneficiary a sum of money upon the death of an insured person. Depending on the contract, other events such as terminal illness or critical illness can also trigger payment. There are many aspects to… Read More »
A good broker can help you find a mortgage that fits your needs. Some brokers specialize in helping borrowers who have a difficult credit situation or are on the edge of FHA loan eligibility. Brokers are also helpful if you have sparse credit or are borderline for an FHA loan. Banks and mortgage brokers have… Read More »
A life insurance policy guarantees a regular income stream during retirement. A life insurance plan can guarantee a steady stream of income during your retirement years. When an insurance plan matures, you could invest in an annuity and enjoy a steady income every month after your retirement. You can also use life insurance for retirement by… Read More »
Before leaving for your trip, you should make sure that you have the right type of insurance to cover any possible expenses. For example, French Polynesia requires that COVID-19 (a type of disease) carriers have travel insurance. Moreover, certain Schengen countries require specific insurance requirements for their citizens. To avoid any confusion, this article provides… Read More »
In the insurance world, there are six Principles of Insurance that must be met, ie insurable interest, Utmost good faith, proximate cause, indemnity, subrogation, and contribution. The right to ensure arises out of a financial relationship, between the insured to the insured and is legally recognized. This principle stresses the mutual faith between an insured party… Read More »
How do insurance companies make money? Here’s a look at the four main ways they earn profits: Investment profits, Premiums, Underwriting, and Cash value payouts. All of these components help the companies earn investment income. But how does the average insurer make money? What is the role of marketing and advertising in the insurance business?… Read More »
If you are thinking of purchasing a life insurance policy, you have probably encountered questions about cash value, Terms, and health factors. You may also want to learn more about Retained Asset Accounts (RAAs) and how they work. In this article, we’ll discuss these questions and more. Hopefully, the information in this article will help… Read More »
Commercial General Liability insurance policies have different limits that can help you determine the extent of your insurance coverage. For instance, the per-occurrence limits may differ from the general aggregate limit, depending on your policy. You should also check the limits for products-completed operations and medical expenses. Those limits are set by the Insurance Services… Read More »